Best Travel Insurance for Visiting Belarus in 2025
- The best travel insurance plans for Belarus
- Is it currently safe to travel to Belarus?
- Is travel insurance required by law to enter Belarus?
- Why take out travel insurance for Belarus?
- What Should Travel Insurance for Belarus Cover?
- The cost of travel insurance for Belarus
- How can you pay less for your travel insurance to Belarus?
- Your current insurance coverage in Belarus
- FAQ
Travel insurance for Belarus: key takeaways
1. Definition: Travel insurance for Belarus covers medical emergencies, repatriation, and provides 24/7 assistance.
2. Warning: The U.S. State Department advises against all travel to Belarus due to regional conflict.
3. Key protection: Medical insurance is mandatory for all foreign citizens to be able to enter Belarus.
4. Minimum coverage: You must have a policy with at least €10,000 in medical expense coverage.
5. Healthcare cost: A hospital night for foreigners can cost over $100, varying by the facility.
6. Price: A one-week travel insurance policy for Belarus typically costs between $25 and $50.
7. Good to know: Ensure your policy is explicitly valid for Belarus, as some insurers have coverage restrictions.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share everything you need to know to choose the best travel insurance for Belarus.
The best travel insurance plans for Belarus
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M USD | Comprehensive cover for Belarus, ensuring strong financial protection. - high health ceiling - emergency repatriation - strong global support. |
| Cap Assistance 24/24 | $1.1M USD | Practical for unpredictable situations in Belarus, good for emergencies. - 24/7 assistance - trip cancellation - no deductible. |
| Tourist Card | $550k USD | Reliable core coverage for tourism and city visits in Belarus. - effective hospitalization - urgent medical aid - valued for its practicality. |
| Travel Pass Monde | $770k USD | Balanced protections for travel with varied incident benefits in Belarus. - repatriation - hospital costs - global reach. |
| Globe Partner | $330k USD | Suitable for longer stays or uncertain conditions. - international health support - repatriation - civil liability included. |
| Globe Traveller | $550k USD | Good for short trips with efficient processes and clear cover. - essential health cover - simple claims - capped ceilings. |
- high health ceiling
- emergency repatriation
- strong global support.
- 24/7 assistance
- trip cancellation
- no deductible.
- effective hospitalization
- urgent medical aid
- valued for its practicality.
- repatriation
- hospital costs
- global reach.
- international health support
- repatriation
- civil liability included.
- essential health cover
- simple claims
- capped ceilings.
Watch out!
These are the insurers we generally recommend for their quality of service and value for money. However, be aware that in exceptional situations, they may not be able to provide coverage.
Is it currently safe to travel to Belarus?
⚠️ As of June 2025, the U.S. Department of State strongly advises against all travel to Belarus due to heightened political instability and security risks. The U.S. Embassy in Minsk is closed and cannot provide consular support.
Here are their four main recommendations.
- Security risks: arbitrary detentions, political unrest, and unpredictable enforcement of local laws are significant. Demonstrations in areas like Minsk can result in mass arrests, including U.S. citizens.
- Health risks: medical infrastructure is limited, especially for emergencies and complex care. Evacuations are difficult, and border crossings may close with no prior notice.
- Legal constraints: Belarusian authorities do not recognize dual U.S.-Belarusian citizenship. Electronic devices are subject to monitoring on entry, and communications are not private.
- Environmental risks: borders can shut suddenly due to regional tensions. Departures by road or rail may be suspended, with travelers stranded until crossings reopen.
Travel insurance is mandatory to enter Belarus. It must cover at minimum medical care and repatriation costs, as these expenses can be significant in case of illness or accident during your stay.
Is travel insurance required by law to enter Belarus?
Yes, travel insurance is mandatory for U.S. travelers entering Belarus.
A valid travel insurance certificate covering medical expenses, hospitalization, and repatriation is required to obtain a visa and enter Belarus. The policy must be approved by Belarusian authorities and presented at border control, regardless of the type of visa or purpose of travel.
Expert Tip
Due to the current security situation and the suspension of most U.S. consular services in Belarus, it can be difficult for U.S. residents to find insurers offering compliant coverage. Seek internationally recognized insurers with proven experience in high-risk countries for the necessary policy and required documentation.
💡 If possible, always choose a recognized international travel insurance policy with strong coverage and 24/7 assistance, such as Cap Assistance 24/7, AVA Capital, Globe Trotter, or World Travel Premium.
Why take out travel insurance for Belarus?
Travel insurance is a legal requirement for visiting Belarus.
It is an essential financial and medical protection for anyone going to Belarus.
In Belarus, foreigners are usually treated in private clinics or hospitals such as LODE Medical Center in Minsk, where upfront payment is required and prices can be high. Public hospitals may lack modern care or English-speaking staff, which means private facilities are preferred by travelers.
Travel insurance covers medical expenses, hospitalization, medication, ambulance transportation, and emergency repatriation to the United States in the event of a serious incident.
Here are some examples of healthcare costs in Belarus.
| Example of medical treatment | Cost at LODE Medical Center | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 6,500 BYN (about 2,000 USD) | up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | 3,200 BYN (about 985 USD) | up to 100% |
| I need to be repatriated | 70,000 BYN (about 21,500 USD) | up to 100% |
| I have appendicitis (consultation and surgery) | 14,000 BYN (about 4,300 USD) | up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What Should Travel Insurance for Belarus Cover?
⚠️ Due to the ongoing conflict in Belarus and the suspension of U.S. consular services, some international insurers may limit or exclude coverage for travel to this country.
Here is a summary table of the main coverages you should look for in a travel insurance policy for Belarus.
| Main coverages | Explanations and recommendations | Legally required |
|---|---|---|
| 🏥 Medical expenses | Pays for doctor consultations, treatments, and medications during your stay. We recommend a minimum reimbursement of 100,000 USD. | ⚠️ Mandatory |
| 🚑 Hospitalization | Covers hospital care and surgeries in private clinics or hospitals. Suggested coverage: 100,000 USD. | ⚠️ Mandatory |
| ✈️ Medical repatriation | Covers transport back to the US if you become seriously ill or injured. Recommended minimum: 150,000 USD. | ⚠️ Mandatory |
| 🧳 Lost baggage | Pays for lost, stolen, or delayed luggage during travel. Suggested reimbursement: 2,000 USD. | 🟠 Recommended |
| 📅 Trip cancellation | Refunds pre-paid costs if you must cancel for a covered reason. Coverage should reflect your total expenses. No minimum. | 🟡 Optional |
| 🩺 Emergency dental | Pays for urgent dental care after accidents. Coverage cap: 1,000 USD. | 🟠 Recommended |
| 🧾 Personal liability | Covers costs if you accidentally injure someone or damage property. Minimum recommended: 50,000 USD. | 🟠 Recommended |
We recommend a minimum reimbursement of 100,000 USD.
Suggested coverage: 100,000 USD.
Recommended minimum: 150,000 USD.
Suggested reimbursement: 2,000 USD.
Coverage should reflect your total expenses.
No minimum.
Coverage cap: 1,000 USD.
Minimum recommended: 50,000 USD.
Important information
Travel insurance is legally required for entry into Belarus for U.S. citizens. The certificate must include medical expenses, hospitalization, and repatriation coverage, with a recommended minimum coverage of 100,000 USD. Ensure the document is valid for the entire stay and available in English or Russian if required.
Travel insurance from local providers or bank cards usually offers lower limits and important exclusions. It is safer to select a trusted insurer with full coverage. Compare the best options on HelloSafe and subscribe online to get instant proof of insurance.
The cost of travel insurance for Belarus
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $20 to $35 |
| 2 weeks | 45 years old | $30 to $50 |
| 1 month | 35 years old | $45 to $70 |
| 1 month | 70 years old | $80 to $140 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance policy is shaped by several key details. Be sure to consider the traveler's age, the duration of the trip, the destination, the desired coverage limits, and any optional add-ons like a cancellation waiver. Keeping these elements in mind is essential for selecting the right coverage at the best price.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow can you pay less for your travel insurance to Belarus?
Here are some suggestions to optimize the cost of your travel insurance to Belarus while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🕒 Trip duration | Insurance is priced by the number of days abroad. Shorter trips mean lower risk and lower cost. | Only insure dates you are actually in Belarus. Avoid rounding up dates or adding unnecessary days at the start or end. |
| 👥 Number of travelers | Group policies can reduce per-person costs, especially for families traveling together. | Compare individual and family/group policies. Some insurers offer discounts for traveling as a group or as a couple. |
| 🧑 Traveler’s age | Premiums often increase after 60, especially for medical coverage. Age impacts risk calculations. | Some insurers like Heymondo do not raise rates for those over 62. Compare age brackets and check if age affects pricing. |
| 🏥 Level of coverage | Higher coverage limits mean more benefits but also higher premiums. Belarus requires medical cover. | Choose only the coverage you need. Medical coverage is essential, but extras may be optional based on your trip. |
| 🧳 Baggage protection | Belarus’s airports and borders may cause rare but possible baggage delays or losses. | Opt for the lowest baggage coverage that covers your valuables. Exclude electronics if not essential to save money. |
| 💳 Deductible | Higher deductibles lead to lower upfront premiums but larger out-of-pocket payments if you claim. | Consider a higher deductible if health risk is low. Assess your ability to pay up front in case of incident. |
| 🚗 Activities included | Some activities (like hiking or visiting rural zones) may not be covered or may cost more. | Only pay for coverage you really need. Exclude hazardous activities if your itinerary is limited to cities and museums. |
Important
To enter Belarus with or without a visa, travelers must provide proof of travel insurance covering at least €10,000 in medical expenses. Make sure your policy specifies coverage for Belarus and meets this minimum requirement.
Your current insurance coverage in Belarus
It is reasonable to check if your current insurance, such as credit card insurance or public health coverage, will protect you for a trip to Belarus. In most cases, this coverage is limited or not suitable. Travel insurance is required to enter Belarus, as only it meets the embassy requirements. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Belarus? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage abroad, including medical care and evacuation outside the U.S. | Travel insurance offers $50,000+ medical cover and evacuation from Belarus. |
| Private health insurance (Aetna, Cigna, Blue Cross) | Yes, partly | Emergency care abroad, usually up to $10,000 to $20,000, excludes guaranteed repatriation. | Travel insurance covers $50,000+ for medical and guarantees repatriation. |
| Classic credit card (Chase Freedom, Citi Double Cash, Capital One Platinum) | Yes, partly | Limited emergency treatment up to $2,500 to $5,000, no trip cancellation or evacuation included. | Travel insurance raises medical limits, includes baggage and trip cancellation. |
| Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X) | Yes, partly | Medical up to $25,000 to $50,000, limited trip and baggage benefits, no formal embassy support. | Travel insurance includes $50,000+, hospitalization, embassy-compliant proof. |
Example
While visiting Minsk, John had a sudden heart attack. Emergency surgery and ICU care at a private clinic cost $25,000. His US health insurance denied the claim as it was out-of-network abroad. His Visa Signature card only covered $2,000, leaving him with a staggering $23,000 bill.
Expert advice
Always check your existing insurance terms, exclusions, and limits. Essential situations, like trip interruption for a relative’s illness, might be excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to purchase a dedicated travel insurance policy tailored to your trip.
FAQ
Do I need a visa to travel to Belarus?
Yes, U.S. citizens generally need a visa to enter Belarus. You must apply in advance at a Belarusian embassy or consulate, and you will be required to show proof of travel insurance with a specific minimum coverage. Always check for the most recent entry rules before your trip.
How do I purchase travel insurance for Belarus?
Start by comparing different policies using the HelloSafe travel insurance comparison tool. Carefully review coverage and exclusions, including medical evacuation, which is crucial for Belarus. Purchase your insurance online once you find a suitable plan. After buying, you will receive a certificate by email to present with your visa application.
What should I look for in travel insurance for Belarus?
Look for a policy that covers at least $50,000 in emergency medical expenses, as this is often required. Make sure it includes coverage for hospitalization, medical evacuation, and repatriation. Coverage for trip interruption and lost luggage is also highly recommended for travelers to Belarus.
Are there travel insurance exclusions I should be aware of for Belarus?
Many policies exclude coverage for accidents related to political unrest, pre-existing health conditions, and participation in demonstrations. Because Belarus has regional tensions, confirm your policy remains valid during heightened security events or government advisories. Read the fine print for all potential exclusions.
How quickly can I get proof of insurance for my Belarus visa application?
Most travel insurance companies provide a digital proof of coverage document immediately after purchase. This certificate will include your name, policy number, coverage amount in US dollars, and confirm Belarus is included. It is suitable for presenting to embassy officials for your visa application.
Does travel insurance for Belarus cover evacuation for political or security reasons?
Standard travel insurance often covers medical evacuation due to illness or injury, but coverage for evacuation due to political unrest or detainment is less common. Review your policy for “non-medical evacuation” or “security evacuation” add-ons if political evacuation protection is important for your travel.
Do I need a visa to travel to Belarus?
Yes, U.S. citizens generally need a visa to enter Belarus. You must apply in advance at a Belarusian embassy or consulate, and you will be required to show proof of travel insurance with a specific minimum coverage. Always check for the most recent entry rules before your trip.
How do I purchase travel insurance for Belarus?
Start by comparing different policies using the HelloSafe travel insurance comparison tool. Carefully review coverage and exclusions, including medical evacuation, which is crucial for Belarus. Purchase your insurance online once you find a suitable plan. After buying, you will receive a certificate by email to present with your visa application.
What should I look for in travel insurance for Belarus?
Look for a policy that covers at least $50,000 in emergency medical expenses, as this is often required. Make sure it includes coverage for hospitalization, medical evacuation, and repatriation. Coverage for trip interruption and lost luggage is also highly recommended for travelers to Belarus.
Are there travel insurance exclusions I should be aware of for Belarus?
Many policies exclude coverage for accidents related to political unrest, pre-existing health conditions, and participation in demonstrations. Because Belarus has regional tensions, confirm your policy remains valid during heightened security events or government advisories. Read the fine print for all potential exclusions.
How quickly can I get proof of insurance for my Belarus visa application?
Most travel insurance companies provide a digital proof of coverage document immediately after purchase. This certificate will include your name, policy number, coverage amount in US dollars, and confirm Belarus is included. It is suitable for presenting to embassy officials for your visa application.
Does travel insurance for Belarus cover evacuation for political or security reasons?
Standard travel insurance often covers medical evacuation due to illness or injury, but coverage for evacuation due to political unrest or detainment is less common. Review your policy for “non-medical evacuation” or “security evacuation” add-ons if political evacuation protection is important for your travel.
