What are the best travel insurances for Uzbekistan in 2025?
- The best travel insurance plans to Uzbekistan
- Is it currently safe to travel to Uzbekistan?
- Is travel insurance required by law to enter Uzbekistan?
- Why take out travel insurance for Uzbekistan?
- What should travel insurance for Uzbekistan cover?
- The cost of travel insurance for Uzbekistan
- How to pay less for your travel insurance to Uzbekistan
- Current Insurance Coverage in Uzbekistan
- FAQ
Travel insurance for Uzbekistan: key takeaways
1. Definition: Travel insurance for Uzbekistan covers medical emergencies, trip cancellation, and other unforeseen travel incidents.
2. Key protection: Insurance is not mandatory for US citizens but is vital due to limited local healthcare.
3. Healthcare cost: A private hospital night can cost several hundred dollars, often requiring immediate cash payment.
4. Price: A one-week travel insurance plan for Uzbekistan typically costs between $30 and $60.
5. Good to know: Ensure your policy includes medical evacuation, as local facilities may be inadequate for serious issues.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 38 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for your trip to Uzbekistan.
The best travel insurance plans to Uzbekistan
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1M USD | Trusted choice for Uzbekistan, combining high limits and modern cover. - strong medical ceiling - repatriation - flexible guarantees |
| Cap Assistance 24/24 | $1M USD | Reliable for short stays and business trips in Uzbekistan. - 24/7 support - no deductible - evacuation included |
| Tourist Card | $500K USD | Practical for city tourism and essential risks in Uzbekistan. - solid core medical cover - emergency assistance - suitable for short stays |
| Travel Pass Monde | $700K USD | Comprehensive package for broader travel needs in Uzbekistan. - hospital care - repatriation - unobtrusive claims process |
| Globe Partner | $300K USD | Covers essential risks for stay in Uzbekistan at competitive rates. - abroad medical expenses - repatriation - civil liability |
| Globe Traveller | $500K USD | Simple, cost-effective coverage for low-risk periods. - rapid reimbursement - essential health cover - limited ceiling |
- strong medical ceiling
- repatriation
- flexible guarantees
- 24/7 support
- no deductible
- evacuation included
- solid core medical cover
- emergency assistance
- suitable for short stays
- hospital care
- repatriation
- unobtrusive claims process
- abroad medical expenses
- repatriation
- civil liability
- rapid reimbursement
- essential health cover
- limited ceiling
Is it currently safe to travel to Uzbekistan?
As of June 2025, the US Department of State maintains Uzbekistan at its lowest advisory level, indicating that travelers should exercise only normal precautions throughout the country.
Here are their four main recommendations.
- Security risks: Uzbekistan is generally safe, but petty crime such as pickpocketing can occur in crowded places like Chorsu Bazaar in Tashkent. Travelers should remain vigilant on public transport and avoid unmarked taxis.
- Health risks: Health care is below US standards, with limited supplies and modern equipment outside major cities. For example, travelers requiring emergency care in regions like Samarkand or Andijan may face delays, and serious cases may need evacuation to another country.
- Legal requirements: All foreign nationals must register with local authorities within three days of arrival. Failing to register, or carrying less than the required documentation, can result in fines or delays when leaving Uzbekistan.
- Cultural norms: Modest dress is expected in religious and rural areas, such as in the Fergana Valley. It is also illegal to photograph military sites or certain public buildings, including metro stations in Tashkent.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Uzbekistan.
Is travel insurance required by law to enter Uzbekistan?
No, travel insurance is not mandatory for US citizens to enter Uzbekistan.
While travel insurance is not required by Uzbek authorities for entry or to apply for a visa, it is still strongly recommended. Medical care in Uzbekistan is often below US standards, and emergency medical evacuation can be very expensive without proper coverage.
According to our data, 80% of travelers purchase travel insurance before going to Uzbekistan. This high percentage is due to the limited healthcare infrastructure and the cost of medical repatriation in case of an emergency.
Why take out travel insurance for Uzbekistan?
It is an essential financial and medical protection for anyone going to Uzbekistan.
Healthcare in Uzbekistan is below US standards, especially outside Tashkent. Foreigners often use private clinics like Akfa Medline Medical Center in Tashkent, where charges are significantly higher than public hospitals. In regional cities, good medical care can be scarce, and serious health emergencies often require costly evacuation abroad.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in the event of a serious incident.
Here are some examples of healthcare costs in Uzbekistan.
| Example of medical treatment | Cost at Akfa Medline Medical Center | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 7,000,000 UZS (about $550) | Up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | 5,000,000 UZS (about $390) | Up to 100% |
| I need to be repatriated | 147,000,000 UZS (about $11,500) | Up to 100% |
| I have appendicitis (consultation and surgery) | 23,000,000 UZS (about $1,800) | Up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Uzbekistan cover?
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Pays for consultations, treatments, and hospital stays in case of illness or accident in Uzbekistan. Recommended reimbursement limit: $100,000. |
| 🚑 Emergency medical evacuation | Covers air ambulance and repatriation to the US if advanced care is needed or facilities are lacking. Minimum recommended: $150,000. |
| 💉 Medication coverage | Pays for prescription medications required during your trip. Suggested limit: $2,500. |
| 🛄 Luggage loss or theft | Reimburses losses or essential purchases if your baggage is stolen, lost, or delayed. Suggested minimum: $2,000. |
| ✈️ Trip cancellation/interruption | Covers prepaid costs if your trip is cancelled or interrupted due to covered reasons. Advised minimum: $4,000. |
| 🕑 24/7 assistance services | Provides emergency hotlines for medical or legal help in Uzbekistan. Recommended to choose plans with global assistance. |
| 🧑⚖️ Personal liability | Protects if you accidentally cause injury or property damage. Suggested coverage: $50,000. |
Recommended reimbursement limit: $100,000.
Minimum recommended: $150,000.
Suggested limit: $2,500.
Suggested minimum: $2,000.
Advised minimum: $4,000.
Recommended to choose plans with global assistance.
Suggested coverage: $50,000.
Travel insurance from local providers or bank cards often includes low limits and many exclusions. It is safer to choose a trusted insurer with full coverage. Compare leading options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Uzbekistan
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $21 |
| 2 weeks | 45 years old | $33 |
| 1 month | 35 years old | $56 |
| 1 month | 70 years old | $108 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance is influenced by several key factors: your age, trip duration, destination, and any optional coverage like trip cancellation. Keeping these in mind is crucial for selecting the right plan. This ensures you get the protection you need for your travels without any unexpected costs.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Uzbekistan
Here are some suggestions to optimize the cost of your travel insurance to Uzbekistan while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🧑💼 Traveller's age | Insurers often increase rates for travelers over 60, which can impact the final price. | Compare different insurers and note that Heymondo does not increase its prices for people over 62. |
| 💼 Trip duration | Longer travel means higher premium due to higher risk exposure for the insurer. | Adjust the coverage period to match only the actual days abroad, not extra days before or after. |
| 🏥 Level of coverage | Higher medical and evacuation limits lead to more expensive policies but may be necessary in Uzbekistan. | Select only the truly essential guarantees to avoid unnecessary additions that raise your premium. |
| 📦 Coverage scope | Some plans include extra services or adventure sports, which may not apply to your trip and cost more. | Opt for basic packages if you do not plan risky activities or expensive equipment coverage. |
| 📅 Time of purchase | Buying at the last minute sometimes means higher rates or limited choice of policies. | Purchase insurance as soon as you book your trip for the widest options and best early-bird premiums. |
| 🧳 Deductible amount | Higher deductibles decrease your premium but increase out-of-pocket costs if you need care abroad. | Choose a reasonable deductible for your budget to lower your premium without sacrificing key protections. |
| 🔍 Insurer reputation | A proven insurer offers reliable assistance, especially in a country with limited healthcare resources. | Read reviews and consider smaller reputable companies, which may offer lower prices for comparable coverage. |
Current Insurance Coverage in Uzbekistan
It is completely legitimate to wonder whether your existing coverage, like credit card insurance or private health insurance, will protect you during a trip to Uzbekistan. Unfortunately, this coverage is often limited or insufficient, especially for local medical care and emergency evacuation.
Here is a summary table to help you review your current insurance and what it covers.
| Type of Insurance | Valid in Uzbekistan? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage abroad except in rare emergencies near the border with Canada or Mexico | Travel insurance covers $100,000+ in medical care and full repatriation |
| Private health insurance (Aetna, Cigna, United) | Yes, partly | Sometimes emergency care, usually after reimbursement up to $50,000; often excludes evacuation | Travel insurance offers $100,000+, 24/7 assistance and full medical evacuation |
| Classic credit card (Chase Freedom, Citi Double Cash, Wells Fargo Active Cash) | Yes, partly | Trip delay or lost baggage up to $500; medical emergencies rarely covered above $2,500 | Travel insurance reimburses $100,000+ in medical care and offers true on-site help |
| Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X) | Yes, partly | Medical emergencies up to $50,000; trip interruption or cancellation limited to $10,000 | Travel insurance can include unlimited evacuation and higher overall limits |
Example
While trekking in the Chimgan Mountains, Mark suffered a severe fall. Emergency evacuation and surgery in Tashkent cost $12,000. His premium Chase Sapphire card covered only $2,000 for emergency medical, and his standard US health insurance wouldn't cover foreign providers, leaving him with a staggering $10,000 out-of-pocket expense.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption for a relative’s illness or death, might be excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to purchase a dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Uzbekistan?
Yes, most U.S. citizens need a visa to enter Uzbekistan. You can apply for an e-visa online for tourism stays of up to 30 days. Travelers over 55 or children under 16 (with a guardian) may enter visa-free for short stays, but registration with local authorities remains required.
How do I purchase travel insurance for Uzbekistan?
First, compare coverage plans using the HelloSafe travel insurance comparison tool. Next, carefully read what is covered and the exclusions, paying special attention to medical care limits and evacuation coverage for Uzbekistan. Then, buy your preferred policy online and promptly receive your insurance certificate by email.
Are there specific health risks in Uzbekistan I should be aware of?
Uzbekistan has limited access to quality medical facilities, especially outside major cities. U.S. standards for hospitals are generally not met. There are health risks such as Typhoid, Hepatitis A and B, Rabies, leptospirosis, and tuberculous, and tap water is not always safe. Comprehensive medical and evacuation insurance is strongly advisable.
Does travel insurance cover medical evacuation from Uzbekistan?
Most travel insurance policies include emergency medical evacuation. This pays for transport to the nearest qualified hospital or repatriation to the United States if local care is inadequate. You should check that your policy provides at least $100,000 of coverage for medical evacuation from Uzbekistan.
What documents do I need to prove travel insurance coverage in Uzbekistan?
While not mandatory for entry, you may need proof of travel insurance for certain tours, hotels, or in case of emergencies. Keep a digital and printed copy of your policy certificate, including the emergency assistance phone number, policy number, and details of included benefits in English.
Do I need a visa to travel to Uzbekistan?
Yes, most U.S. citizens need a visa to enter Uzbekistan. You can apply for an e-visa online for tourism stays of up to 30 days. Travelers over 55 or children under 16 (with a guardian) may enter visa-free for short stays, but registration with local authorities remains required.
How do I purchase travel insurance for Uzbekistan?
First, compare coverage plans using the HelloSafe travel insurance comparison tool. Next, carefully read what is covered and the exclusions, paying special attention to medical care limits and evacuation coverage for Uzbekistan. Then, buy your preferred policy online and promptly receive your insurance certificate by email.
Are there specific health risks in Uzbekistan I should be aware of?
Uzbekistan has limited access to quality medical facilities, especially outside major cities. U.S. standards for hospitals are generally not met. There are health risks such as Typhoid, Hepatitis A and B, Rabies, leptospirosis, and tuberculous, and tap water is not always safe. Comprehensive medical and evacuation insurance is strongly advisable.
Does travel insurance cover medical evacuation from Uzbekistan?
Most travel insurance policies include emergency medical evacuation. This pays for transport to the nearest qualified hospital or repatriation to the United States if local care is inadequate. You should check that your policy provides at least $100,000 of coverage for medical evacuation from Uzbekistan.
What documents do I need to prove travel insurance coverage in Uzbekistan?
While not mandatory for entry, you may need proof of travel insurance for certain tours, hotels, or in case of emergencies. Keep a digital and printed copy of your policy certificate, including the emergency assistance phone number, policy number, and details of included benefits in English.
