What are the Best Travel Insurance Plans for Georgia in 2025?
- The best travel insurances for Georgia
- Is it currently safe to travel to Georgia?
- Travel Insurance Requirements for the Visa to Georgia
- Why take out travel insurance for Georgia?
- The coverage included in travel insurance for Georgia
- The cost of travel insurance for Georgia
- How to Pay Less for Your Travel Insurance to Georgia
- Your current insurance coverage in Georgia
- FAQ
Travel insurance for Georgia: key takeaways
1. Definition: Travel insurance for Georgia covers medical emergencies, repatriation, and other unforeseen travel-related incidents.
2. Warning: The U.S. State Department advises against travel to the Russian-occupied regions of Georgia.
3. Key protection: Insurance is not mandatory for US citizens, but it is highly recommended for medical coverage.
4. Healthcare cost: Private hospital care in Tbilisi can cost several hundred dollars per night for foreigners.
5. Price: A one-week travel insurance policy for Georgia typically costs between $25 and $50.
6. Good to know: Ensure your policy covers adventure sports like hiking, which are popular in Georgia.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Georgia.
The best travel insurances for Georgia
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.0M | Highly suitable for traveling to Georgia, offering extensive medical and evacuation limits.high ceilingmedical evacuationcoverage for unexpected illness |
| Cap Assistance 24/24 | $1.0M | Well-suited to Georgia with solid medical cover and strong support features.24/7 medical helplinecancellation coverno deductible |
| Tourist Card | $0.5M | An efficient choice for tourists in Georgia seeking core health protection.solid medical coveremergency assistancestraightforward policy |
| Travel Pass Monde | $0.7M | Balanced protection for diverse travel across Georgia, including emergencies.repatriation includedhospital costs covereduseful for urban and rural travel |
| Globe Partner | $0.3M | A basic contract for essential needs during a stay in Georgia.medical care abroadrepatriationsimple claim process |
| Globe Traveller | $0.5M | Meets the basic requirements for travel in Georgia, with quick reimbursement.core medical coverfast reimbursementsuitable for short trips |
Is it currently safe to travel to Georgia?
As of June 2025, the US Department of State advises travelers to Georgia to exercise normal precautions across most of the country, with elevated caution in Russian-occupied regions.
- Security risks: while Georgia is generally safe, travel to South Ossetia and Abkhazia is strongly discouraged due to crime, unrest, and the presence of landmines. US government assistance is unavailable in these areas.
- Health risks: medical facilities outside major cities are limited. There are high rates of hepatitis C and tuberculosis, and hepatitis A and rabies vaccinations are advised, especially for extended stays or rural travel.
- Legal constraints: travelers who overstay the 365-day visa-free period are subject to fines. Carrying proper identification at all times is required by local authorities.
- Environmental advice: air pollution in Tbilisi can affect sensitive travelers, particularly during summer. Winter in the Caucasus may bring hazardous driving conditions, particularly on mountain roads.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Georgia.
Travel Insurance Requirements for the Visa to Georgia
No, travel insurance is not mandatory for US travelers to obtain a visa to visit Georgia.
However, travel insurance is strongly recommended due to limited healthcare services in rural areas, increased risk of serious illnesses such as hepatitis, and the potential financial impact of unexpected accidents or medical evacuation.
According to our data, 50% of travelers purchase travel insurance before going to Georgia. This reflects the country’s generally safe environment, but accounts for the cost of medical care and the challenges of remote travel.
Why take out travel insurance for Georgia?
It is an essential financial and medical protection for anyone going to Georgia.
In Georgia, private clinics like MediClub Georgia in Tbilisi offer high-quality care but costs can be substantial. Public hospitals in rural areas are often under-resourced and may not accept foreign patients, making private care the only realistic option for travelers.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in case of a serious incident.
Here are some examples of healthcare costs in Georgia.
| Example of medical treatment | Cost at MediClub Georgia | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 2,200 GEL (about $800) | up to $800 (100%) |
| I broke my tibia (X-ray, cast, and crutch rental) | 1,500 GEL (about $545) | up to $545 (100%) |
| I need to be repatriated | 35,000 GEL (about $12,700) | up to $12,700 (100%) |
| I have appendicitis (consultation and surgery) | 10,500 GEL (about $3,800) | up to $3,800 (100%) |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
The coverage included in travel insurance for Georgia
Here is a summary table of the main coverages you should look for in a travel insurance policy for Georgia.
| Main coverages | Explanations and recommendations |
|---|---|
| 🩺 Medical expenses | Covers emergency medical fees, consultations, surgery, and medication, whether in private clinics or hospitals. The recommended reimbursement limit is $100,000 or more to fully protect against unexpected healthcare costs. |
| 🏥 Hospitalization | Pays for hospital stays, tests, and specialist care in cities like Tbilisi or Batumi. Recommend at least $50,000 hospitalization coverage per person. |
| 🚑 Medical evacuation | Includes air or ground ambulance transport to the nearest adequate facility or back to the US if necessary. Recommend a minimum reimbursement of $150,000 due to the high cost of repatriation from Georgia. |
| 👨⚕️ Repatriation of remains | Handles the cost of returning remains to the US in the event of death abroad. A minimum of $25,000 is advisable for this coverage. |
| 💼 Personal liability | Covers legal fees and damages if you accidentally injure someone or damage property. Recommended reimbursement limit is $50,000. |
| 👜 Baggage and personal effects | Reimburses loss, theft, or damage to luggage and valuables (including electronics). Advisable limit is $2,000 or higher, especially for long stays. |
| ✈️ Trip cancellation/interruption | Refunds non-refundable expenses if you must cancel or cut short your trip for medical, family, or unforeseen reasons. Recommended limit equal to the total prepaid trip cost (flights, hotels, activities). |
| 🦟 Infectious disease coverage | Covers medical care for illnesses like hepatitis, tuberculosis, or dengue contracted during the trip. Include with medical expenses, no specific limit recommended. |
The recommended reimbursement limit is $100,000 or more to fully protect against unexpected healthcare costs.
Recommend at least $50,000 hospitalization coverage per person.
Recommend a minimum reimbursement of $150,000 due to the high cost of repatriation from Georgia.
A minimum of $25,000 is advisable for this coverage.
Recommended reimbursement limit is $50,000.
Advisable limit is $2,000 or higher, especially for long stays.
Recommended limit equal to the total prepaid trip cost (flights, hotels, activities).
Include with medical expenses, no specific limit recommended.
Travel insurance from local providers or included with some bank cards often has limited coverage, low caps, and many exclusions. It is safer to select a trusted insurer offering comprehensive protection. Compare the leading options on HelloSafe and subscribe online to get instant certification.
The cost of travel insurance for Georgia
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $18 |
| 2 weeks | 45 years old | $30 |
| 1 month | 35 years old | $45 |
| 1 month | 70 years old | $95 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your policy will vary based on several key details. Be sure to consider the traveler's age, the duration of your stay, your chosen destination, and the specific coverage options you need, such as trip cancellation. Understanding these elements is crucial for selecting a plan that fits your trip and your wallet.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to Pay Less for Your Travel Insurance to Georgia
Here are some suggestions to optimize the cost of your travel insurance to Georgia while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🛫 Trip duration | The longer the trip, the higher the premium. Key to Georgia, where stays can be lengthy, especially for tourists. | Only insure for actual travel dates. Do not add extra days unless necessary for flights or layovers. |
| 👨👩👧👦 Number of travelers | Group policies can offer savings, particularly for families or friends traveling together to Georgia. | Compare family/group rates with individual plans, as discounts are often available when booking together. |
| 💼 Level of coverage | Medical costs in Georgia may be higher for emergencies, but daily care is affordable. Avoid expensive add-ons. | Choose essential coverage like medical and evacuation, skip extras like gadget insurance to lower cost. |
| 🎯 Deductible chosen | Higher deductibles decrease insurance premiums in Georgia, but consider if you can reasonably pay out of pocket. | Select a higher deductible if you are unlikely to need minor care and want a lower overall premium. |
| ⚕️ Existing health coverage | Some US health plans have limited overseas coverage, rarely valid in Georgia. Verify before purchasing extra. | Avoid duplicate coverage by checking your US policy. Buy only what you truly lack for Georgia. |
| 🗓 Booking in advance | Early purchase sometimes gives lower rates and more choice, which is helpful for organized trips to Georgia. | Book your insurance as early as possible to make use of potential price advantages and plan flexibility. |
| 👵 Traveler’s age | Many insurers raise prices significantly for older travelers, but not all. This matters for longer trips to Georgia. | Use providers like Heymondo, which does not increase its prices for people over 62, for better rates. |
Important
Always check the policy wording for exclusions and regional restrictions, especially for travel to border areas like South Ossetia or Abkhazia, as these zones may not be covered by standard travel insurance plans.
Your current insurance coverage in Georgia
It’s legitimate to wonder whether your existing protections, such as private health insurance or credit card coverages, can secure you while traveling in Georgia. Unfortunately, these solutions are often incomplete or have low reimbursement limits. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Georgia? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance | No, never | No medical or hospital coverage abroad. No reimbursement for any treatment or evacuation. | Travel insurance can cover up to $100,000 in medical expenses and emergency evacuation. |
| Private health insurance | Yes, partly | Emergency care abroad sometimes reimbursed, often max $10,000. No support for evacuation. | Travel insurance offers $100,000–$500,000 for healthcare, evacuation, and 24/7 assistance. |
| Classic credit card (Visa Classic, Mastercard Standard) | Yes, partly | Emergency medical up to $2,000–$10,000. Baggage and trip disruptions generally not covered. | Travel insurance covers up to $100,000 medical, including baggage loss and trip interruption. |
| Premium credit card (Chase Sapphire Preferred, Amex Gold, Citi Premier) | Yes, partly | Medical coverage up to $25,000–$50,000, with limits. Evacuation and adventure activities rarely included. | Travel insurance provides $100,000–$500,000 medical, evacuation, and specialized local assistance. |
Example
While trekking in Georgia's Caucasus Mountains, David suffered a severe leg fracture. The emergency surgery in Tbilisi cost $12,000. His Visa Signature card's travel insurance only covered $2,000, and his US health plan had no out-of-country coverage, leaving him with a staggering $10,000 bill for his adventure-turned-nightmare.
Expert advice
Always check your existing insurance for its terms, exclusions, and limits. Critical situations, like trip interruption due to a relative's illness, are often excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Georgia?
U.S. citizens do not need a visa to visit Georgia for tourism if their stay is up to 365 days. You must have a valid passport to enter, and it should be valid for the entire duration of your stay. For longer stays or other purposes, specific rules may apply, so check with the Georgian authorities before traveling.
How do I purchase travel insurance for Georgia?
First, compare different plans by using the HelloSafe travel insurance comparison tool to find the best match. Second, check each policy’s cover and exclusions, focusing on Georgia-specific risks like rural medical access. Then, buy the policy online and you will receive your certificate by email, which you can print or store on your phone.
Are medical expenses high in Georgia for travelers?
Medical care in Georgia’s rural areas is limited, and private hospitals may request upfront payment. Serious illness or evacuation can become expensive, often exceeding $50,000. Travel insurance helps minimize such out-of-pocket costs, especially if you need air evacuation to a country with better facilities.
Does travel insurance cover travel in restricted regions of Georgia?
Most travel insurance policies exclude coverage if you enter “Do Not Travel” zones such as South Ossetia or Abkhazia. If you plan to visit border areas, check your policy for regional exclusions. Claims may be denied if incidents occur in such restricted areas per U.S. travel advisories.
Are routine vaccinations enough for travel to Georgia, or do I need special coverage?
Routine vaccinations are recommended before visiting Georgia, along with Hepatitis A and rabies in some cases. Travel insurance can cover medical emergencies related to disease, but you should verify whether any preexisting or vaccine-preventable conditions are excluded from the plan you choose.
Can I get coverage for activities like hiking in Georgia’s mountains?
Standard travel insurance may not cover all adventure sports or high-altitude hiking. If you plan to trek in the Caucasus or participate in outdoor activities, look for policies that specifically include adventure and altitude-related coverage to ensure your protection.
Do I need a visa to travel to Georgia?
U.S. citizens do not need a visa to visit Georgia for tourism if their stay is up to 365 days. You must have a valid passport to enter, and it should be valid for the entire duration of your stay. For longer stays or other purposes, specific rules may apply, so check with the Georgian authorities before traveling.
How do I purchase travel insurance for Georgia?
First, compare different plans by using the HelloSafe travel insurance comparison tool to find the best match. Second, check each policy’s cover and exclusions, focusing on Georgia-specific risks like rural medical access. Then, buy the policy online and you will receive your certificate by email, which you can print or store on your phone.
Are medical expenses high in Georgia for travelers?
Medical care in Georgia’s rural areas is limited, and private hospitals may request upfront payment. Serious illness or evacuation can become expensive, often exceeding $50,000. Travel insurance helps minimize such out-of-pocket costs, especially if you need air evacuation to a country with better facilities.
Does travel insurance cover travel in restricted regions of Georgia?
Most travel insurance policies exclude coverage if you enter “Do Not Travel” zones such as South Ossetia or Abkhazia. If you plan to visit border areas, check your policy for regional exclusions. Claims may be denied if incidents occur in such restricted areas per U.S. travel advisories.
Are routine vaccinations enough for travel to Georgia, or do I need special coverage?
Routine vaccinations are recommended before visiting Georgia, along with Hepatitis A and rabies in some cases. Travel insurance can cover medical emergencies related to disease, but you should verify whether any preexisting or vaccine-preventable conditions are excluded from the plan you choose.
Can I get coverage for activities like hiking in Georgia’s mountains?
Standard travel insurance may not cover all adventure sports or high-altitude hiking. If you plan to trek in the Caucasus or participate in outdoor activities, look for policies that specifically include adventure and altitude-related coverage to ensure your protection.
